{"id":5730,"date":"2026-02-24T06:55:39","date_gmt":"2026-02-24T06:55:39","guid":{"rendered":"https:\/\/veritasautomobile.de\/?page_id=5730"},"modified":"2026-06-11T11:09:39","modified_gmt":"2026-06-11T11:09:39","slug":"car-loan-calculator","status":"publish","type":"page","link":"https:\/\/veritasautomobile.de\/de\/car-loan-calculator\/","title":{"rendered":"Autokreditrechner"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5730\" class=\"elementor elementor-5730\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-280d882 e-flex e-con-boxed e-con e-parent\" data-id=\"280d882\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7aa5a12e elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"7aa5a12e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Financing Made Easy<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52ed92e1 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"52ed92e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Calculate your estimated monthly payment instantly.<br data-start=\"698\" data-end=\"701\" \/>Adjust price, interest rate and term to see financing options that suit your budget.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-873c0df e-flex e-con-boxed e-con e-parent\" data-id=\"873c0df\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e46d2ad e-con-full e-flex e-con e-child\" data-id=\"e46d2ad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0dc06a9 elementor-widget elementor-widget-motors-loan-calculator\" data-id=\"0dc06a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"motors-loan-calculator.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"stm_auto_loan_calculator \">\n\t\t<div class=\"title single-calculator-title\">\n\t\t<i aria-hidden=\"true\" class=\"stm-icon-calculator\"><\/i>\t\t<h2\t\tclass=\"heading-font\">Calculate Your Car Loan<\/h2>\n\t<\/div>\n\t\t<div class=\"row\">\n\t\t<div class=\"col-md-12\">\n\n\t\t\t<!--Amount-->\n\t\t\t<div class=\"form-group\">\n\t\t\t\t<div class=\"labeled \">\n\t\t\t\t\tVehicle price <span\n\t\t\t\t\t\t\tclass=\"orange\">(\u20ac)<\/span><\/div>\n\t\t\t\t<input type=\"text\" class=\"numbersOnly vehicle_price\" value=\"\"\/>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"row\">\n\t\t\t\t<div class=\"col-md-6 col-sm-6\">\n\t\t\t\t\t<!--Interest rate-->\n\t\t\t\t\t<div class=\"form-group md-mg-rt\">\n\t\t\t\t\t\t<div class=\"labeled \">\n\t\t\t\t\t\t\tInterest rate <span class=\"orange\">(%)<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<input type=\"text\" class=\"numbersOnly interest_rate\" value=\"4.99\"\/>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"col-md-6 col-sm-6\">\n\t\t\t\t\t<!--Period-->\n\t\t\t\t\t<div class=\"form-group md-mg-lt\">\n\t\t\t\t\t\t<div class=\"labeled \">\n\t\t\t\t\t\t\tLoan Term\t\t\t\t\t\t\t<span class=\"orange\">(month)<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<input type=\"text\" class=\"numbersOnly period_month\" value=\"60\"\/>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<!--Down Payment-->\n\t\t\t<div class=\"form-group\">\n\t\t\t\t<div class=\"labeled \">\n\t\t\t\t\tDown Payment\t\t\t\t\t<span class=\"orange\">(\u20ac)<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<input type=\"text\" class=\"numbersOnly down_payment\" value=\"\"\/>\n\t\t\t<\/div>\n\t\t\t<a href=\"\" class=\"button button-sm calculate_loan_payment dp-in\">Calculate<\/a>\n\t\t\t<div class=\"calculator-alert alert alert-danger\"><\/div>\n\t\t<\/div>\n\n\t\t<!--Results-->\n\t\t<div class=\"col-md-12\">\n\t\t\t<div class=\"stm_calculator_results\">\n\t\t\t\t<div class=\"stm-calc-results-inner\">\n\t\t\t\t\t<div class=\"stm-calc-label\">Monthly Payment<\/div>\n\t\t\t\t\t<div class=\"monthly_payment h5\"><\/div>\n\n\t\t\t\t\t<div class=\"stm-calc-label\">Total Interest Payment<\/div>\n\t\t\t\t\t<div class=\"total_interest_payment h5\"><\/div>\n\n\t\t\t\t\t<div class=\"stm-calc-label\">Total Amount to Pay<\/div>\n\t\t\t\t\t<div class=\"total_amount_to_pay h5\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<script>\n    (function ($) {\n        \"use strict\";\n\n        $(document).ready(function () {\n            var vehicle_price;\n            var interest_rate;\n            var down_payment;\n            var period_month;\n\n            var stmCurrency = \"\u20ac\";\n            var stmPriceDel = \" \";\n            var stmCurrencyPos = \"left\";\n\n            $('.calculate_loan_payment').on('click', function (e) {\n                e.preventDefault();\n\n                \/\/Useful vars\n                var current_calculator = $(this).closest('.stm_auto_loan_calculator');\n\n                var calculator_alert = current_calculator.find('.calculator-alert');\n                \/\/First of all hide alert\n                calculator_alert.removeClass('visible-alert');\n\n                \/\/4 values for calculating\n                vehicle_price = parseFloat(current_calculator.find('input.vehicle_price').val());\n\n                interest_rate = parseFloat(current_calculator.find('input.interest_rate').val());\n                interest_rate = interest_rate \/ 1200;\n\n                down_payment = parseFloat(current_calculator.find('input.down_payment').val());\n\n                period_month = parseFloat(current_calculator.find('input.period_month').val());\n\n                \/\/Help vars\n\n                var validation_errors = true;\n\n                var monthly_payment = 0;\n                var total_interest_payment = 0;\n                var total_amount_to_pay = 0;\n\n                \/\/Check if not nan\n                if (isNaN(vehicle_price)) {\n                    calculator_alert.text(\"Please fill Vehicle Price field\");\n                    calculator_alert.addClass('visible-alert');\n                    current_calculator.find('input.vehicle_price').closest('.form-group').addClass('has-error');\n                    validation_errors = true;\n                } else if (isNaN(interest_rate)) {\n                    calculator_alert.text(\"Please fill Interest Rate field\");\n                    calculator_alert.addClass('visible-alert');\n                    current_calculator.find('input.interest_rate').closest('.form-group').addClass('has-error');\n                    validation_errors = true;\n                } else if (isNaN(period_month)) {\n                    calculator_alert.text(\"Please fill Period field\");\n                    calculator_alert.addClass('visible-alert');\n                    current_calculator.find('input.period_month').closest('.form-group').addClass('has-error');\n                    validation_errors = true;\n                } else if (isNaN(down_payment)) {\n                    calculator_alert.text(\"Please fill Down Payment field\");\n                    calculator_alert.addClass('visible-alert');\n                    current_calculator.find('input.down_payment').closest('.form-group').addClass('has-error');\n                    validation_errors = true;\n                } else if (down_payment > vehicle_price) {\n                    \/\/Check if down payment is not bigger than vehicle price\n                    calculator_alert.text(\"Down payment can not be more than vehicle price\");\n                    calculator_alert.addClass('visible-alert');\n                    current_calculator.find('input.down_payment').closest('.form-group').addClass('has-error');\n                    validation_errors = true;\n                } else {\n                    validation_errors = false;\n                }\n\n                if (!validation_errors) {\n                    var interest_rate_unused = interest_rate;\n\n                    if (interest_rate == 0) {\n                        interest_rate_unused = 1;\n                    }\n\n                    monthly_payment = (vehicle_price - down_payment) * interest_rate_unused * Math.pow(1 + interest_rate, period_month);\n\n                    var monthly_payment_div = ((Math.pow(1 + interest_rate, period_month)) - 1);\n\n                    if (monthly_payment_div == 0) {\n                        monthly_payment_div = 1;\n                    }\n\n                    monthly_payment = monthly_payment \/ monthly_payment_div;\n                    monthly_payment = monthly_payment.toFixed(2);\n\n                    total_amount_to_pay = down_payment + (monthly_payment * period_month);\n                    total_amount_to_pay = total_amount_to_pay.toFixed(2);\n\n                    total_interest_payment = total_amount_to_pay - vehicle_price;\n                    total_interest_payment = total_interest_payment.toFixed(2);\n\n                    current_calculator.find('.stm_calculator_results').slideDown();\n                    current_calculator.find('.monthly_payment').text(stm_get_price_view(monthly_payment, stmCurrency, stmCurrencyPos, stmPriceDel));\n                    current_calculator.find('.total_interest_payment').text(stm_get_price_view(total_interest_payment, stmCurrency, stmCurrencyPos, stmPriceDel));\n                    current_calculator.find('.total_amount_to_pay').text(stm_get_price_view(total_amount_to_pay, stmCurrency, stmCurrencyPos, stmPriceDel));\n                } else {\n                    current_calculator.find('.stm_calculator_results').slideUp();\n                    current_calculator.find('.monthly_payment').text('');\n                    current_calculator.find('.total_interest_payment').text('');\n                    current_calculator.find('.total_amount_to_pay').text('');\n                }\n            })\n\n            $(\".numbersOnly\").on(\"keypress keyup blur\", function (event) {\n                \/\/this.value = this.value.replace(\/[^0-9\\.]\/g,'');\n                $(this).val($(this).val().replace(\/[^0-9\\.]\/g, ''));\n                if ((event.which != 46 || $(this).val().indexOf('.') != -1) && (event.which < 48 || event.which > 57)) {\n                    event.preventDefault();\n                }\n\n                if ($(this).val() != '') {\n                    $(this).closest('.form-group').removeClass('has-error');\n                }\n            });\n        });\n\n    })(jQuery);\n<\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8c3b0f elementor-widget elementor-widget-button\" data-id=\"a8c3b0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/veritasautomobile.de\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Financing Assistance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Financing Made Easy Calculate your estimated monthly payment instantly.Adjust price, interest rate and term to see financing options that suit your budget. Calculate Your Car Loan Vehicle price (\u20ac) Interest rate (%) Loan Term (month) Down Payment (\u20ac) Calculate Monthly Payment Total Interest Payment Total Amount to Pay Request Financing Assistance<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-5730","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/veritasautomobile.de\/de\/wp-json\/wp\/v2\/pages\/5730","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/veritasautomobile.de\/de\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/veritasautomobile.de\/de\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/veritasautomobile.de\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/veritasautomobile.de\/de\/wp-json\/wp\/v2\/comments?post=5730"}],"version-history":[{"count":74,"href":"https:\/\/veritasautomobile.de\/de\/wp-json\/wp\/v2\/pages\/5730\/revisions"}],"predecessor-version":[{"id":7700,"href":"https:\/\/veritasautomobile.de\/de\/wp-json\/wp\/v2\/pages\/5730\/revisions\/7700"}],"wp:attachment":[{"href":"https:\/\/veritasautomobile.de\/de\/wp-json\/wp\/v2\/media?parent=5730"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}